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	Homeowners Insurance
	An M&M Insurance Homeowners Insurance policy provides your home with financial protection against disasters. A standard policy will insure your property and be there to support you if a disaster does uproot your family.


	Beyond Disaster Did you know that homeowners insurance from M&M Insurance is a package policy? It covers any damage to your property and will also cover your liability for damage you or members of your household cause to others, even damage caused by your dog Spot.

	Renters Rights While your landlord may be sympathetic to a burglary you have experienced or a fire caused by your iron, destruction or loss of your possessions is not usually covered by your landlord’s insurance. M&M Insurance can help, and it's surprisingly inexpensive.

A standard homeowners insurance policy includes four essential types of coverage.

They include:

1. Coverage for the structure of your home.
2. Coverage for your personal belongings.
3. Liability protection.
4. Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster.

Take the first step and Insure Your Future today at M&M Insurance Associates. Get A Quote Here


		Get Auto Insurance We will compare automobile insurance rates to find you the best protection and the best price from over 20 top rated insurance providers in the country. Getting a quote is easy with M&M Insurance Associates.

	M&M Insurance The M&M Team has more than 20 average years of experience in the industry, giving you the best service in Kansas. We Insure the Future of over one billion dollars in property across Kansas.

		M&M Insurance The M&M Team has more than 20 average years of experience in the industry, giving you the best service in Kansas. We Insure the Future of over one billion dollars in property across Kansas.


	Protecting Irreplaceable Items
Do you know that insurance is just one of a variety of methods for controlling the chance that you'll suffer from accidental losses? Insurance is a method of loss control. Loss control is important because your personal environment is filled with opportunities where losses can occur. Most folks would like to minimize their chance of suffering a significant loss. The process of identifying and acting upon situations which may lead to losses is called "loss control." Loss control may involve both simple and complex ways to reduce the likelihood of facing a loss. Besides insurance, you can choose to use protective devices, oral or written contracts to shift the responsibility for a loss to someone else, avoid ownership of items that may cause a loss (such as large pets), avoid dangerous hobbies and activities, or change your environment. Let's look at some areas where you might exercise loss control. Loss Control With Your Automobile Use a bike or public transportation instead of owning your own car Borrow or rent a car when needed Take a defensive or advanced driving skills course Practice defensive driving Obey traffic laws Adjust driving habits according to driving conditions Park or store your car where there is greater security Install security alarm and/or other anti-theft devices Properly maintain the car in good condition, especially safety devices such as brakes Purchase or use cars that have higher safety ratings Don't lend your car to inexperienced or inconsiderate drivers Have an emergency kit available, including first aid Loss Control In Your Home Keep the inside and outside of the home in good repair Carefully store flammable liquids Install security alarm and/or other anti-theft devices Consider an apartment or condo which avoids certain risks of home ownership Warn visitors about any known hazards in your home Avoid running a business from your home Take precautions when your premises includes attractive nuisances such as playsets and swimming pools Keep dangerous objects out of the reach of children Carefully scrutinize activities that may create a bigger exposure to loss such as dangerous hobbies or highly visible activities (volunteer work for organizations that may create extra chances for losses) If you are involved in high risk hobbies or activities, get the training and/or take precautions to be sure that your participation is as safe and responsible as possible Take care with heating and electrical devices and systems (such as portable heaters, loads on electrical circuits, etc.) Keep first aid kit available Have a fire escape plan, including any needed safety devices (such as escape ladders from 2nd floor exits) Miscellaneous Loss Control Store important papers in a secure, fire-resistance box or even in the corner of a freezer. Keep all the negatives of photos, so they can be reproduced Make videotapes of personal property as a record of your possessions Make copies of personal videos Be sure to carefully read contracts or agreements before accepting them Arrange to exchange and keep important papers and mementos such as copies of videos and photos with friends so they're easier to access and less expensive than storing in a safety deposit box Of course the help of an expert is invaluable and your insurance agent is a very helpful source for reviewing any actions you're considering to reduce your chances of facing a loss. So contact your agent for his or her expert assistance. Please read our disclaimer Many states have special mandated coverage forms and endorsements that broaden or limit the coverages described in these information pieces. We do not address these individual state mandated forms. Not all companies will sell the policies described in these information pieces. Please consult policy(s) for definitions and limitations. The terms of these information pieces do not represent contract terms. Insurance policies are subject to company underwriting practices.

Homeowners Insurance

Beyond Disaster

Renters Rights

Protecting Irreplaceable Items